deciml_investing

Investing, without the complications.

Invest As You Spend

Deciml rounds up your spent amounts to the next 10 and auto-invests the digital spare change on your behalf.

Invest Everytime You Spend

Whatever your spend, wherever you spend - we’ve got the rounding up and immediate investment covered.

Invest However You Spend

Whichever your preferred payment gateway; Deciml will round up the spends and auto-invest the digital spare change.

Invest As You Spend

Deciml rounds up your spent amounts to the next 10 and auto-invests the digital spare change on your behalf.

Invest Everytime You Spend

Whatever your spend, wherever you spend - we’ve got the rounding up and immediate investment covered.

Invest However You Spend

Whichever your preferred payment gateway; Deciml will round up the spends and auto-invest the digital spare change.

What can you do in a year?

Movies Watched
Sweets Eaten
Kilometers Walked
K Invested

What can you do in a year?

Movies Watched
Sweets Eaten
K Invested

In 2 super simple and quick steps:

  1. Complete instant KYC
    (Verify your identity simply by putting in your name, number and PAN and ensure that your money remains only yours)
  2. Automate your investments
    (Enter your UPI ID to make the everyday investment of your spare change, automatic)

And that’s it! 

If you have more questions about your onboarding process, we’re always available to answer and help out.

The ₹5000 does not indicate a debit, or a charge of any kind.
It is the maximum limit for how much money can be round-up invested at a time, set for the benefit of your security.

Deciml is a round-up investment app. It works on the simple principle of rounding up your online transactions to the nearest 10, or a multiple of 10 and investing your digital spare change in a fund of your choice. (Yes, as little as ₹1!) Here’s what a day with Deciml in your life can look like: Took a cab to work – paid ₹199 online – invested ₹1 Ordered biryani for lunch – paid ₹395 online – invested ₹5 Picked up grocery on the way home – paid ₹282 online – invested ₹8 Cool, no? P.S. Feel free to hit us up in case of questions!

All online transactions of yours get round-up invested with Deciml. This includes expenses made via:

  • Debit Cards
  • Credit Cards
  • UPI Apps 
  • Digital Wallets
  • Netbanking transactions 
  • And also, ATM withdrawals 

You can choose from the following to invest and grow your money in:

  1. Lendbox
    Lendbox is a secure and regulated peer-to-peer lending platform, where your invested money is diversified across multiple verified creditworthy borrowers.

    Investing in Lendbox earns you 10% guaranteed returns, which is 2x better than a Fixed Deposit. 

  2. Mutual Funds (Launching soon)

No. There is no lock-in period for your investments on Deciml.

Nope, you can withdraw your money without charge any time you want.

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